Wednesday, November 25, 2020

CALL US TODAY
(806) 791-4311

 

CLEAR-VU AUTO GLASS
7415 82nd Street
Lubbock, Texas 79424

MONDAY - FRIDAY
8:00 AM - 5:30 PM

 


WE ACCEPT
ALL INSURANCE

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QUESTIONS TO ASK WHEN BUYING INSURANCE


Questions to ask your insurance agent when buying a new policy or renewing an old one concerning your deductible and your rights.
  1. agent In the event of an accident, will I be able to choose the shop which will repair my vehicle and have the bill paid in full? (Less my deductible)

  2.  Will the policy you’re selling me allow my vehicle to be repaired with genuine original (OEM) parts?

  3.  Does the insurance company depreciate repairs that may need to be made to my car based upon my cars age and/or mileage? If yes, how is this calculated in what parts are subject to the depreciation?

  4.  If your company uses depreciation as a factor for rates, how does this reduce what I pay in insurance as my car gets older?

  5.  If I have an accident do my rates increase? If yes, by how much? Why?

  6.  Do you increase my insurance rates as I get older? If yes, by what age and by how much? Do I have your assurance that it will not be dropped if I file a claim?

  7.  If my vehicle is totaled how does your insurance company determine what it will pay me?

  8.  Do I have rental vehicle coverage? Is my rental vehicle coverage sufficient to get a vehicle comparable to the one I’m currently driving? Will this rental vehicle coverage cover all  the days that my car’s in the shop?

  9.  If I choose to go with a higher deductible how much to I save on my premium each year?

  10.  Is the price that you’re quoting me firm? Are there additional or hidden costs at any time during the term of this policy?